Fast funding for Arizona real estate deals.
Short-term, asset-based loans for investors and builders.
Arizona only · Terms depend on the deal
- Territory
- Arizona
- Typical term
- 6–9 months
- Security
- First-position lien
Built for how investors work.
Fix-and-flip
Purchase and renovation funding.
Acquisition + rehab
One loan for purchase and rehab.
Bridge
Short-term cover until you sell or refinance.
Ground-up construction
New builds, funded in draws.
Commercial
Short-term acquisition and bridge loans.
Unusual deals
Send it over. We review case by case.
Why borrowers choose us.
Speed
Lean process. Our own valuation.
Flexibility
Built around your project.
Asset-focused
We underwrite the property and the plan.
Expertise
We know rehab and construction.
Application to payoff.
Apply
Send your deal.
Underwrite
We review you and the property.
Close
First-position lien. Personal guarantee.
Build
Rehab funds released in draws.
Payoff
Sell or refinance.
The cheapest loan isn't always the cheapest deal.
| Typical bank | Amigo Capital | |
|---|---|---|
| Decision basis | Credit and income | Property, plan, execution |
| Property condition | Often move-in ready | Distressed and heavy rehab considered |
| Valuation | Full appraisal | Our own valuation |
| Rehab funds | Often unavailable | Released in draws |
| Pricing | Often the lowest rate | Set per deal, for speed and flexibility |
General comparison. Every Amigo loan is subject to underwriting and approval.
Guidelines, not promises.
Residential rehab maximums: up to 90% of purchase price and 100% of renovation costs, capped near 70% of ARV. Guidelines, not entitlements. Rate, points, and fees are set per deal.
Borrower questions.
Do you lend outside Arizona?
Not at this time. Arizona properties only.
How fast can you close?
Quickly when title and your file are clear. We don't promise a date before reviewing your deal.
What do I need to apply?
Property address, price, rehab budget, estimated ARV with comps, your experience, and the loan amount.
Do you require an appraisal?
We form our own view of value. A traditional appraisal isn't required on every deal.
What does it cost?
Rate, points, and fees are set per deal after we review it.
Is a proof-of-funds letter a commitment?
No. It isn't a commitment to lend.
Tell us about the deal.
We'll follow up after review.
Arizona only · Business-purpose · Not a commitment to lend